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Home and Auto Insurance

Discovery Bay Auto Insurance

Protection for Your Hard-Earned Assets

You've worked hard for your home and your vehicle. Do they have the protection they deserve? We offer both home and auto insurance in Discovery Bay, California. You will enjoy working with the independent agents at Circadian Insurance Brokers offering personalized service and a wide selection of insurance products.

Peace of Mind with the Right Home Insurance

What would you do if something happened to your home and it needed major repairs or you couldn't live there due to damages? Most people aren't able to replace their valuables or reconstruct their home out of their own pockets. Luckily, home insurance can put your mind at ease by protecting your home and your belongings if the worst happens.

The right home insurance protects your property in case of theft, vandalism, fire, and many of the storms and natural disasters that are common in California. It covers repairs and even reconstruction of the home, so you don't have to dig into your retirement or savings to cover the cost.

Your home insurance policy also covers your personal effects inside the home. It lets you replace or repair things like furnishings, electronics, appliances, clothing, and housewares.

Did you know a home insurance policy also offers other benefits? It provides liability insurance in case someone is injured on your property and wins damages in a legal judgment. Additionally, it pays for the expense of living elsewhere if your home is uninhabitable during the repair or rebuilding phase.

Auto Insurance to Meet State Requirements

Don't forget that your vehicle is a large investment as well. You want to protect your vehicle with auto insurance and satisfy the legal requirements for liability insurance in the state of California.

The minimum auto liability insurance in California is:

  • $15,000 for injury or death to one person
  • $30,000 for injury or death to more than one person
  • $5,000 for property damage

Beyond the minimum liability coverage, we typically suggest full coverage auto insurance for our clients in Discovery Bay. It's been our experience that most people rely on their vehicles for work, school, family life, and so much more. Having full coverage insurance lets you get back to normal right away after an accident.

Full coverage auto insurance includes both collision and comprehensive coverage. Collision coverage reimburses the expense of repairs or replacement of your vehicle after an accident where you are at fault or when you are hit by an uninsured motorist. Comprehensive coverage protects your car or truck in the event of vandalism, theft, or damage by fire or weather.

More Than What You Get with Big Insurance Companies

Don't risk leaving your home or your vehicle unprotected or driving illegally in California. Reach out online for a quick quote, or call us today at 925-417-8500 to review your insurance options. You’ll get much more than you do with the big insurance companies, and you’ll have the peace of mind that comes with protecting your largest investments.