Skip to content Accessibility info

Commercial Auto Insurance

Commercial Auto Insurance

Protect Your Business Vehicles with a Commercial Auto Policy

Do you use a vehicle or fleet of vehicles for your business? If so, you know how much you rely on it for deliveries, service, sales, and more. Make sure your work vehicles are covered by commercial auto insurance in case of accidents, theft, and legal liability.

Without the proper business auto coverage, you could be putting your business at financial risk if the worst happens. If you or one of your employees is found at fault in an accident that results in an award of legal damages, your commercial auto policy protects you. Otherwise, you would be forced to cover the expense out of your own pocket, which most businesses can’t afford without selling and closing their doors.

A commercial auto policy also lets you register and operate business vehicles legally in the state of California. If you’re stopped by law enforcement, you must have the proper insurance on hand.

If you or a worker is involved in an accident, collision insurance covers repairs or replacement of the vehicle. Comprehensive insurance covers you for things like theft, vandalism, and loss to fire or natural disasters.

Who Needs Commercial Auto Insurance?

Whether you operate one vehicle or a hundred for your business, you need commercial auto insurance to cover you, not personal auto insurance. Other situations where you want commercial auto coverage include:

  • Using a personal vehicle for business, like for pizza delivery
  • When employees use their personal vehicles for work, such as making sales calls
  • If you rent vehicles for business use, whether locally or out of town

Call Circadian Insurance Brokers at 925-417-8500 to tell us more about your commercial auto insurance needs. Our independent agents have access to many more auto insurance products than you’ll find with a big company. Don’t risk your business going under without the right commercial auto protection. We’re here to speak with you today.