Circadian Financial & Insurance Services, Inc. - Pleasanton, CA - Independent Insurance Agency

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Our unique approach to service distinguishes us from others in our industry. Not only does it take a large commitment, but requires great consistency.  Consistency refers to meeting with clients on a regular basis and forging partnerships typically unseen.  We are not the "cookie cutter" agency who delivers the renewal pricing and visits you on a relatively infrequent basis.

Likewise, our approach requires that our clients display a deep desire to involve themselves in the program.  In concert with you, we will control loss experience, manage employee's health and wellness and positively influence future premiums.

What We Offer

Regardless of your plan and carrier selection we will assist in the following areas:

  • Plan Design
  • Program Implementation
  • Orientations
  • Employee Communication
  • Enrollment
  • Account Reconciliation
  • Single Point Billing if desired
  • Health and Wellness Education
  • Carrier Communication
  • Employee/Carrier Intervention

Results will be measured as we deliver:

  • Greater Employee Participation
  • Improved Employee Morale
  • Enhanced Communication
  • Better Claims Experience
  • Premium Increase Control
  • Reduced Employer Administrative Obligations
  • Heightened Awareness of Health and Wellness

Products & Services

  • Group Medical
  • Group Disability (Long & Short Term)
  • Group Life
  • Group Dental
  • Group Vision
  • Employee Assistance Services
  • Group Long Term Care
  • Prepaid Legal Services
  • Human Resource Consulting
  • Payroll Administration
  • Single Point Billing & Acct Reconciliation
  • Health & Wellness Programs
  • Supplemental (Payroll Deduction)
  • Employee Leasing
  • 401-K
  • Cafeteria Plans
  • Health Savings Accounts
  • Self Insured Plans